:root{color-scheme:dark;--bg:#0b1220;--card:#141f32;--line:#2c3b53;--text:#edf2fa;--muted:#b3c0d4;--green:#6ee7b7;--gold:#f4d06f}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif}a{color:var(--green);text-underline-offset:4px;overflow-wrap:anywhere}a:hover{color:white}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:4px}[hidden]{display:none!important}header{border-bottom:1px solid var(--line);background:#101a2b}.header-inner{max-width:1210px;margin:auto;padding:18px 24px;display:flex;gap:20px;align-items:center;justify-content:space-between}.brand{font-size:16px;color:var(--gold);font-weight:750;text-decoration:none}.brand small{display:block;font-size:11px;color:var(--muted);font-weight:500;letter-spacing:.07em}.language{display:flex;align-items:center;gap:8px;font-size:13px}nav{max-width:1210px;margin:auto;padding:0 24px 16px;display:flex;flex-wrap:wrap;gap:8px 20px;font-size:13px}nav a{color:var(--muted)}select,input{color:var(--text);background:#0b1425;border:1px solid #52627c;border-radius:9px;padding:10px 12px;min-width:0;width:100%}.language select{width:auto;padding:6px 9px}main{max-width:1210px;margin:auto;padding:36px 24px 50px}.hero{max-width:910px;margin:0 0 30px}.eyebrow{font-size:11px;font-weight:750;letter-spacing:.12em;color:var(--green);margin:0 0 12px}h1{font-size:clamp(2rem,4.5vw,3.25rem);font-weight:760;letter-spacing:-.035em;line-height:1.13;margin:0 0 18px}h2{font-size:1.45rem;line-height:1.3;margin:0 0 18px}h3{font-size:1.05rem;line-height:1.45;margin:0 0 12px}p{margin:12px 0}.hero>p:not(.eyebrow){color:var(--muted);max-width:810px}.local-note{font-size:12px;display:flex;align-items:center;gap:8px}.local-note:before{content:'●';color:var(--green)}.calculator{display:grid;grid-template-columns:320px minmax(0,1fr);gap:24px;align-items:start}.panel{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;min-width:0}.input-panel h2{color:var(--gold)}.field{margin:0 0 18px}label{display:block;font-size:13px;font-weight:650;margin-bottom:7px}.hint,.note{color:var(--muted);font-size:12px;line-height:1.6}.hint{margin-top:6px}.split{display:grid;grid-template-columns:1fr 1fr;gap:12px}.button,button{border:1px solid var(--green);background:var(--green);color:#052319;font-weight:750;border-radius:10px;padding:10px 15px;cursor:pointer;text-align:center;line-height:1.5;text-decoration:none;display:inline-block}.primary{width:100%;margin-top:4px}.secondary{background:transparent;color:var(--text);border-color:#65768d}.secondary:hover{background:#20304a}.small{font-size:12px;padding:7px 11px}button:disabled{opacity:.45;cursor:not-allowed}.error{border:1px solid #fda4af;background:#431f30;color:#ffe3e8;border-radius:12px;padding:16px;margin-bottom:18px;font-size:14px}.error ul{margin:8px 0 0;padding-left:22px}[aria-invalid=true]{border-color:#fda4af}.output{min-width:0}.baseline{margin-bottom:20px;background:linear-gradient(130deg,#18372f,var(--card))}.baseline h2{font-size:17px}.baseline-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.metric-label{display:block;font-size:12px;color:var(--muted);line-height:1.45}.metric-value{display:block;font-size:clamp(1.35rem,2.2vw,1.9rem);font-weight:750;letter-spacing:-.03em;margin-top:7px;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}.comparison-title{font-size:1rem;margin:22px 0 14px}.scenario-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.scenario{padding:20px 16px;display:flex;flex-direction:column}.scenario h3{color:var(--green);min-height:3em}.scenario p{font-size:12px;color:var(--muted);margin:0 0 16px;min-height:6.2em}.scenario dl{margin:0 0 18px}.scenario dl>div{border-bottom:1px solid var(--line);padding:10px 0}.scenario dt{font-size:11px;color:var(--muted)}.scenario dd{font-size:16px;font-weight:700;margin:4px 0 0;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.scenario button{margin-top:auto}.scenario .good{color:var(--green)}.negative{color:#fda4af!important}.tools{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px}.tools button{font-size:13px}.live{min-height:1.6em;color:var(--green);font-size:13px}.chart{margin:22px 0 0}.chart h3{font-size:14px}.bar-row{display:grid;grid-template-columns:1fr auto;gap:5px 16px;font-size:12px;margin:13px 0}.bar-track{grid-column:1/-1;background:#091222;height:8px;border-radius:20px;overflow:hidden}.bar-fill{height:100%;background:var(--green);max-width:100%;border-radius:20px}.bar-row:first-of-type .bar-fill{background:var(--gold)}.amortization{margin-top:30px}.plan-head{display:flex;align-items:end;justify-content:space-between;gap:20px}.plan-head>div{max-width:350px;width:100%}.table-scroll{overflow:auto;margin:20px 0;border:1px solid var(--line);border-radius:12px}table{border-collapse:collapse;width:100%;min-width:570px;font-size:13px;font-variant-numeric:tabular-nums}th,td{text-align:right;padding:11px 14px;border-bottom:1px solid var(--line)}th:first-child,td:first-child{text-align:left}th{font-size:11px;background:#101a2b;color:var(--muted);font-weight:700}tbody tr:last-child td{border-bottom:0}.plan-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap}.guidance{margin-top:34px;display:grid;grid-template-columns:1.2fr 1fr;gap:24px}.guidance p,.reading p,.reading li{color:var(--muted)}.guidance .panel{padding:26px}.example{border-color:#426552}.example h2{color:var(--green)}details{padding:15px 0;border-bottom:1px solid var(--line)}details:last-child{border-bottom:0}summary{cursor:pointer;font-weight:650;font-size:14px}details p{font-size:14px}.links{display:flex;flex-wrap:wrap;gap:10px 20px;margin-top:20px;font-size:14px}.support{margin-top:28px;display:flex;gap:24px;justify-content:space-between;align-items:center;border-color:#665b31}.support h2{font-size:17px;margin-bottom:6px}.support p{font-size:13px;color:var(--muted);margin:0}.support a{flex-shrink:0;background:var(--gold);color:#302300;border-color:var(--gold);font-size:13px}footer{border-top:1px solid var(--line);padding:24px;text-align:center;font-size:12px;color:var(--muted)}footer .links{justify-content:center;font-size:12px;margin:8px 0 12px}.print-only{display:none}.reading{max-width:900px}.reading article{padding:32px}.reading h1{font-size:clamp(1.9rem,4vw,2.7rem);line-height:1.2}.reading h2{font-size:1.3rem;margin-top:32px}.reading h3{margin-top:24px}.reading li{margin:9px 0}.reading .meta{font-size:12px;color:var(--gold)}.reading table{min-width:480px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1080px){.calculator{grid-template-columns:290px minmax(0,1fr)}.scenario-grid{grid-template-columns:1fr}.scenario{padding:20px}.scenario h3{min-height:0;margin-bottom:8px}.scenario p{min-height:0}.scenario dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 14px}.scenario dl>div:last-child{grid-column:1/-1}.baseline-grid{grid-template-columns:1fr}.baseline-grid .metric-value{font-size:1.7rem}.guidance{grid-template-columns:1fr}}
@media(max-width:700px){.header-inner{padding:16px;gap:12px;align-items:start}.brand{font-size:14px}.brand small{font-size:10px}.language{display:block}.language label{font-size:11px;margin-bottom:3px}.language select{max-width:115px;font-size:12px}nav{padding:0 16px 14px;gap:8px 15px;font-size:12px}main{padding:26px 16px 36px}.calculator{grid-template-columns:1fr}.panel{padding:20px}.hero{margin-bottom:24px}h1{font-size:2.05rem}.hero>p{font-size:14px}.baseline-grid{grid-template-columns:1fr 1fr}.baseline-grid>div:last-child{grid-column:1/-1}.metric-value{font-size:1.6rem!important}.scenario-grid{grid-template-columns:1fr}.plan-head{display:block}.plan-head>div{max-width:none}.support{display:block}.support a{margin-top:16px}.tools>button{flex:1 1 140px}.reading article{padding:22px}.guidance{gap:20px}.local-note{align-items:start}}
@media print{*{color:#111!important;background:white!important;border-color:#aaa!important;box-shadow:none!important}body{font-size:11px}header,nav,footer,.input-panel,.tools,.guidance,.support,.amortization,.chart,.live,.local-note,.eyebrow,.scenario button,.links,[data-stats-panel]{display:none!important}main{padding:0;max-width:none}.hero{margin-bottom:12px}.hero h1{font-size:24px}.hero p{font-size:11px}.calculator{display:block}.print-only{display:block;margin:10px 0 18px}.scenario-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.scenario{padding:12px;break-inside:avoid}.scenario p{min-height:0;font-size:10px}.scenario h3{min-height:0;font-size:13px}.scenario dl{display:block}.scenario dt{font-size:10px}.scenario dd{font-size:13px}.baseline-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}.baseline-grid .metric-value{font-size:19px!important}.panel{border-radius:6px;padding:14px}.result-note{font-size:10px}.baseline{margin-bottom:14px}h2.comparison-title{margin-top:10px}.reading article{border:0;padding:0}.reading nav{display:none!important}}